Rates & Fees2019-08-23T14:44:08+00:00
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Rates & Fees

Account Interest Rate Annual Percentage Yield
Share Accounts 0.31% 0.31%
Club Accounts 0.62% 0.62%
Certificates 1.53% – 1.58% 1.53% – 1.58%

*Rates subject to change without notice.

Loans* Interest Rate
Auto Loans As low as 3.40%
Recreational Loans As low as 5.50%
Share Secured Loans As low as 3.00%
Signature Loans As low as 8.35%

*Rates subject to change without notice and are determined by length of loan and member’s credit score.


Fee Description Amount
Bad Address Fee: $3.00
Dormant Account Fee: $3.00
Membership Fee: $5.00
Credit Report Fee: $25.00
Wire Transfer (Outgoing) Fee: $25.00
Early Withdrawal Fee
Club Accounts, $500 and under: $10.00
Club Accounts, $501 and over: $20.00
Certificates: 180 Days Interest

*Rates subject to change without notice.


Routt Federal Credit Union was chartered in 1964 and currently serves employees (spouses, children, and grandchildren) of the public school districts in Routt and Jackson Counties, NW Colorado BOCES, Colorado Mountain College in Routt County, UCHealth Yampa Valley Medical Center, City of Steamboat Springs, Northwest Colorado Health dba VNA, Discovery Learning Center, Mt. Werner Water & Sanitation, Lift-Up of Routt County, Casey’s Pond, Steamboat Ski & Resort Corporation, ACZ Laboratories, Twin Enviro Services, Routt County Government, Catamount Ranch & Club, and Old Town Hot Springs.

Routt Federal Credit Union

440 S. Lincoln Ave., B3
Steamboat Springs, CO 80487

Phone: (970) 879-2723

Mobile: (970) 879-2723

Fax: (970) 875-3925

Office Hours

9:00am – 4:00pm (Monday – Friday)


1:00pm – 2:00pm when scheduling requires